About Us

Your Financial Partner
for Life.

Established in 1947 as Producers Consumer Co-op Society under Indian Co-op Societies Act 1912. In 1956 reformed as rural bank. Then the status of rural bank changed into The Cherpalcheri Service Co-Operative Bank Ltd as of now by registering under the Kerala Co-Op Societies Act 1969. The Bank was honored with National Award in 2004. As a result of decades of its successful & democratic involvement, the bank established 7 branches with in the area of operation out of which Head office, 4 branches and Karshakabhavan are working in own building. The bank works 8 am to 8 pm (362 days) including holidays for the upliftment of the agriculturists, artisans, Kudumbasree, Self help group and all other members of the bank and in all sense it fulfills the principle of concern to community.

Cherpalcheri Service Co-operative Bank Ltd
Our Services

Experience Excellence in Every Transaction

Cherpalcheri Service Co-operative Bank Ltd

Mobile Banking

Mobile banking allows users to manage accounts, transfer funds, pay bills, and access financial services anytime through their smartphones.

Cherpalcheri Service Co-operative Bank Ltd

SMS Banking

SMS Banking allows users to perform basic banking tasks like balance checks, mini statements, and fund transfers via text messages anytime.

Cherpalcheri Service Co-operative Bank Ltd

Mobile Passbook Format

A mobile passbook is a digital record of account transactions, providing real-time balance updates and statements through a smartphone app.

Cherpalcheri Service Co-operative Bank Ltd

Electricity & Mobile Bill Payment Facility

Easily pay your electricity and mobile bills anytime, anywhere with our secure, fast, and user-friendly digital payment facility.

Cherpalcheri Service Co-operative Bank Ltd

RTGS, NEFT Facility

RTGS and NEFT are secure banking facilities enabling electronic fund transfers between banks across India, ensuring faster, reliable transactions.

Cherpalcheri Service Co-operative Bank Ltd

Locker facility in all branches

Locker facility available at all branches, ensuring secure and convenient storage of your valuables with enhanced safety and easy accessibility.

Cherpalcheri Service Co-operative Bank Ltd

ATM Facility

The ATM facility provides customers with quick and convenient access to cash and banking services at any time.

Cherpalcheri Service Co-operative Bank Ltd
Facilities

Empowering You with Financial Solutions

Cherpalcheri Service Co-operative Bank Ltd. is committed to offering reliable, community-focused banking services tailored to meet the financial needs of individual agricultural and business. Our comprehensive suite of services ensures ease, security, and growth for all our customers.

Loans / Deposits

Secure savings and easy loans

We offer a balanced and trustworthy lending and deposit system, supporting both savings and credit needs of the community. Whether you're saving for the future or financing your dreams, our deposit and loan options are designed to work for you.

Cherpalcheri Service Co-operative Bank Ltd
Loans

Various types of Short Term, Medium Term and Long Term Loans like STOL, MTOL, OD, Housing Loan and KCC loans for Agricultural issuing to Members

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Cherpalcheri Service Co-operative Bank Ltd
Deposits

We offer a range of deposit options, including savings, current account, fixed terms, daily deposits, recurring deposits, and insurance coverage for deposits.

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Cherpalcheri Service Co-operative Bank Ltd
RTGS/NEFT

Real Time Gross Settlement (RTGS) and National Electronic Fund Transfer (NEFT) can be used to transfer money between any bank branch in India.

Cherpalcheri Service Co-operative Bank Ltd
My Bank Application

My Bank application provides a user-friendly banking app , it is designed to make banking accessible and convenient for our valued customers.

Cherpalcheri Service Co-operative Bank Ltd
Safe Deposit Locker

We offer safe deposit locker facility that is like a super-secure storage space that you can rent at a bank. It's like having your own secret box inside a super-safe room.

Schemes

Empowering Lives Through Tailored Financial Solutions

At Cherpalcheri Service Co-operative Bank Ltd., we understand that the financial needs of our members evolve over time. That’s why we regularly introduce new and innovative schemes designed to support every stage of life—whether it's saving for the future, starting a business, or securing your family’s well-being.

11-Jul-2025
Asset loan

Get instant funds through our Asset Loan with low interest, fast approval, and complete security for your pledged valuab...

11-Jul-2025
Home loan

Own your dream home with our easy and trusted support

11-Jul-2025
Gold loan

Instant Cash, Minimal Interest Rates, No Credit Score Required, 100% Secure – Your Gold is Fully Protected